Spotsylvania County Virginia USDA Approved Zero Down Home Mortgage Rural Loans
Sporsylvania County is located in the northeastern region of the Commonwealth of Virginia. Outside of Fredericksburg the remainder of the County is eligible for the USDA Rural Development No Down Payment Loan.
By purchasing a home located in a USDA Rural Development eligible area, qualified homebuyers can buy a house with:
No Money Down - 100% Financing - Low Monthly Mortgage Insurance - Flexible Credit Approval - Secure 30 Year Fixed Rate Mortgage - Unlimited Seller Closing Cost Help Allowed
USDA No Money Down Rural Loan Program Eligible Areas
Eligible Cities
- Belmnt
- Marye
- Partlow
- Lewiston
- Post Oak
- Snell
- Spotsylvania
- Thornburg
Ineligible Cities
- Fredericksburg
USDA No Money Down Loan Program Maximum Household Income
Make too much to qualify for the USDA No Money Down Loan Program? You still may qualify for this No Money Down Loan Program based on certain deductions allowed by USDA using the Virginia USDA Max Income Calculator
Request a USDA Eligibility Map For Spotsylvania County