Spotsylvania County Virginia USDA Approved Zero Down Home Mortgage Rural Loans

Sporsylvania County is located in the northeastern region of the Commonwealth of Virginia. Outside of Fredericksburg the remainder of the County is eligible for the USDA Rural Development No Down Payment Loan.

By purchasing a home located in a USDA Rural Development eligible area, qualified homebuyers can buy a house with:

No Money Down - 100% Financing - Low Monthly Mortgage Insurance - Flexible Credit Approval - Secure 30 Year Fixed Rate Mortgage - Unlimited Seller Closing Cost Help Allowed

USDA No Money Down Rural Loan Program Eligible Areas

Eligible Cities

• Belmnt
• Marye
• Partlow
• Lewiston
• Post Oak
• Snell
• Spotsylvania
• Thornburg

Ineligible Cities

• Fredericksburg

USDA No Money Down Loan Program Maximum Household Income

Request a USDA Eligibility Map For Spotsylvania County

Get Qualified For The USDA Rural Loan

Step 1 of 3 : Loan Information

Purpose of Loan: *

Select... Purchase Refinance

What County: *

Select... Accomack Albemarle Alexandria Alleghany Amelia Amherst Appomattox Arlington Augusta Bath Bedford Bedford Ind Bland Botetourt Bristol Brunswick Buchanan Buckingham Buena Vista Campbell Caroline Carroll Charles City Charlotte Charlottesville Chesapeake Chesterfield Clarke Clifton Forge Colonial Height Covington Craig Culpeper Cumberland Danville Dickenson Dinwiddie Emporia Essex Fairfax Fairfax Ind Falls Church Fauquier Floyd Fluvanna Franklin Franklin Ind Frederick Fredericksburg Galax Giles Gloucester Goochland Grayson Greene Greensville Halifax Hampton Hanover Harrisonburg Henrico Henry Highland Hopewell Isle Of Wight James City King And Queen King George King William Lancaster Lee Lexington Loudoun Louisa Lunenburg Lynchburg Madison Manassas Manassas Park Martinsville Mathews Mecklenburg Middlesex Montgomery Nelson New Kent Newport News Norfolk Northampton Northumberland Norton Nottoway Orange Page Patrick Petersburg Pittsylvania Poquoson Portsmouth Powhatan Prince Edward Prince George Prince William Pulaski Radford Rappahannock Richmond Richmond Ind Roanoke Roanoke Ind Rockbridge Rockingham Russell Salem Scott Shenandoah Smyth Southampton Spotsylvania Stafford Staunton Suffolk Surry Sussex Tazewell Virginia Beach Warren Washington Waynesboro Westmoreland Williamsburg Winchester Wise Wythe York

Approx Loan Amount: *

Select... under $60,000 $60,000 $80,000 $100,000 $120,000 $140,000 $160,000 $180,000 $200,000 $220,000 $240,000 $260,000 $280,000 $300,000 $320,000 $340,000 $360,000 $380,000 $400,000 $420,000 $440,000 $460,000 $480,000 $500,000 $520,000 $540,000 $560,000 $580,000 $600,000 $620,000 $640,000 $660,000 $680,000 $700,000 $720,000 $740,000 $760,000 $780,000 $800,000 over $800,000

Step 2 of 3 : About You

When are you looking to purchase/refinance: *

Immediately Within 90 Days Within 12 Months

Estimate your credit: *

580- 580-619 620-639 640-679 680-719 720-739 740 +

Bankruptcy or Foreclosure: *

Never Within the last 3 years Over 3 years ago

Full Name *

Email Address *

Phone *

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